Do you own a boat that will be used for charter purposes? Ensuring adequate boat insurance will keep you compliant and may reduce your expenses due to theft, injury, or damage.

Liability Protection

Liability coverage is essential. It protects you and those you transport during a charter activity against accidents.

It covers you if you are liable for an accident that occurs on your watercraft. It also covers you if you damage another person’s property. This type of coverage may cover legal fees and medical bills.

It may also alleviate some or all of the costs needed to repair another party’s boat or replace their belongings damaged during an accident you are responsible for.

Charter Essentials

The items you rely upon when conducting a charter should be insured. Take note of the navigational aids, deck supplies, tools, furnishings, and anchoring equipment you own.

Seek coverage that will pay for the repair or replacement of any essential items for operating your boat.

Inspection Steps

Your boat should be thoroughly inspected before embarking on a charter. The inspection will determine its overall condition.

An inspection may reveal damage or other issues that could compromise your safety and the safety of passengers. Any problems that are detected during an inspection should be remedied before the boat is used for charter purposes.

Find An Insurance Agent Who Serves Dadeville, AL

Now that you have reviewed some insurance considerations for your charter boat, contact one of our agents. An agent from Highpoint Insurance Group will inquire about your watercraft and the charter trips you are planning. They will recommend boat insurance products that are suitable for charter boat owners.