Owning a dog is one of life’s greatest joys. From their wagging tails to their loyal companionship, dogs truly become part of the family. But even the most lovable pets can have moments of unpredictability, and as a dog owner, you’re responsible for what happens. At Highpoint Insurance Group in Dadeville, AL, we understand how much you care about your furry friends—and we also know how important it is to protect yourself against unexpected situations.

When Accidents Happen

Even the gentlest dog can have a bad day. A playful nip during a game of fetch or an accidental knockdown of a child could lead to injuries. The injured party may hold you responsible for medical bills or damages in these situations. While homeowners insurance typically includes some liability coverage for pet-related incidents, it often has limits. If a claim exceeds these limits, you could be left covering the remaining costs out of pocket. Umbrella insurance provides that extra layer of protection, ensuring you’re financially secure even in worst-case scenarios.

Safeguarding Against Legal Risks

In some cases, an incident involving your dog could lead to a lawsuit. Legal fees and settlement costs can add up quickly, whether it’s a bitten delivery driver or a neighbor injured while visiting your property. Umbrella insurance extends beyond the coverage of your standard policy, giving you peace of mind that your finances and assets are protected.

Protecting You and Your Pup

Dogs bring so much happiness, but preparing for the unexpected is important. Umbrella insurance allows you to enjoy life with your pet without worrying about the what-ifs. If you’re in Dadeville, AL, Highpoint Insurance Group can help you explore umbrella insurance options designed for dog owners. Contact us today to get started!