You have a car that stands out a bit. It’s what we call a classic. There’s no real uniform definition for what makes a car "classic," but generally, if the car’s present value exceeds its original selling price (keeping inflation in mind), then it may qualify more as a collectible than an ordinary vehicle. In that case, you will need some insurance that is as unique as your car.
Classic Car Coverage
In order to qualify for classic car coverage, you need to meet some criteria. If your car is rarely used other than for car shows and auto club meet-ups and is stored securely when not in use, it may qualify. As with ordinary car insurance, a clean driving record helps. The first thing you’ll have to do to insure your classic vehicle is determine its value. This will be specified in your policy. If you have a vintage vehicle, you may need to bring it to a specialist for repair and restoration. You may want to look into coverage for spare parts since the kind your classic will need is likely hard to find. Towing a classic car comes with special demands compared to the transportation of an ordinary car. Keep in mind that if your "classic" is little more than an oversized and expensive paperweight, it could be challenging, if not impossible, to get insurance for it.
Highpoint Insurance Group Now Serving Dadeville, AL
If you live in the Dadeville, AL, area and have a classic car you’d like to insure, please contact Highpoint Insurance Group. Our courteous and sagacious agents will help you get the policy you need.
